Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the NinjaDEX website at ninjadex.org, related pages, and the application linked as Open App at defi.ninjadex.org (together, the “Services”).

By visiting the website, opening the app, funding a Treasury Bond, holding or using bNDX, or otherwise using the Services, you agree to these Terms and to the Privacy Policy. If you do not agree, do not use the Services.

NinjaDEX is presented as a treasury-first token ecosystem. The public site describes a capital-building economy in which:

• Participants support the ecosystem through Treasury Bonds funded in USDT.
• bNDX is designed as the working ecosystem token and the settlement asset for bond rewards.
• NDX is described as a future layer. Broader token access is intended only after a treasury foundation is in place.

The site’s design standard is transparency: published protocol rules, public verification, and control that is designed to evolve toward broader governance. None of that language is a promise of profit, liquidity, listing, or a completed NDX launch.

The Services include informational pages on this website and protocol features in the Open App. Pages currently describe, among other things:

• About — treasury-first design, bNDX foundation, and a later NDX layer.
• Treasury Bonds — USDT funding, daily compounding under disclosed parameters, and settlement in bNDX.
• How It Works — the path from participant capital to bond activation, bNDX settlement, and governed control stages.
• Verify the system — public verification of treasury wallets, liquidity locks, reserves, and Yield Reserve Fund inflows under the disclosed framework.

Protocol parameters, interfaces, and available features can change. What is shown on the marketing site may lag or differ from live app behavior. The disclosed framework on-chain and in the app controls if there is a conflict.

You must be able to form a binding contract in your jurisdiction and must not use the Services where digital-asset activity is prohibited. You are responsible for complying with local law, including tax, securities, and sanctions rules.

The Services are not directed at children. You may not use them if you are under 18, or the age of majority where you live if that is higher.

A Treasury Bond is described as a capital-building position. The customer-facing flow on this site is: participant → USDT funding → Treasury Bond → bNDX → bNDX / USDT liquidity.

As disclosed on the Bonds and How It Works pages:

• Participants enter by funding a Treasury Bond with USDT.
• When active, the bond is treated as a capital-building instrument under published rules.
• Rewards are described as compounding daily at 0.25% on the active bond balance, using the formula Bond Balance × (1.0025)^d Days.
• Yield settles as bNDX. USDT is not the settlement currency for those rewards.
• bNDX / USDT liquidity is described as the market layer before broader token access.

Those figures and mechanics are disclosed protocol parameters, not a guaranteed rate of return. Accrual, activation, claiming, locks, fees, and settlement can depend on smart-contract rules, network conditions, liquidity, and later governance changes. You can lose some or all of the value you commit.

The site states that bNDX builds the foundation and NDX is the future layer — treasury first, then broader access. NDX availability, timing, utility, and any migration or access rules are not guaranteed by these Terms. Public participation in later layers is described as depending on a “day zero” market foundation and ongoing verification.

NinjaDEX presents transparency as part of the design. The Verify pages describe checkpoints that may include:

• Treasury wallets and related flows intended for public inspection.
• Liquidity locks under a disclosed lock framework.
• Reserves and Yield Reserve Fund (YRF) inflows.
• Published system rules and accrual parameters.

“Public verification” means information is intended to be checkable under the disclosed framework. It is not an audit opinion, insurance, custody guarantee, or a representation that every wallet, lock, or inflow will always be complete, current, or free of error.

The site describes a Yield Reserve Fund fed by claim fees, DEX taxes, and platform earnings, intended to support the next treasury layer. Fee amounts, tax parameters, routing, and reserve policy are part of the disclosed framework and may change as governance expands over approved parameters such as treasury allocation, reserve policy, approved strategies, risk limits, and future NDX readiness.

Control is described as evolving through disclosed stages:

1. Stage 1 — Published protocol rules.
2. Stage 2 — Public verification of system behavior.
3. Stage 3 — Ecosystem governance participation with defined roles.
4. Stage 4 — Broader governance over approved parameters (treasury allocation, reserve policy, approved strategies, risk limits, and future NDX readiness).

Governance rights, if any, follow the disclosed framework. Using the Services does not by itself give you equity, partnership, or a right to direct NinjaDEX operations outside that framework.

Digital assets, smart contracts, decentralized exchanges, and treasury products are high risk. Before you fund a Treasury Bond, hold bNDX, or use the Open App, you should understand that:

• Token prices, including bNDX and any later NDX layer, can fall sharply or go to zero. Liquidity may be thin or unavailable.
• Daily compounding figures on the site are disclosed parameters, not a promise that you will receive that yield in USDT or in stable value.
• Settlement in bNDX means your outcome depends on bNDX market value, liquidity, and protocol rules — not on a USDT payout.
• Smart contracts, wallets, bridges, and networks can fail, be exploited, paused, or upgraded. Transactions on public chains are generally irreversible.
• You are responsible for your keys, seed phrases, and wallet security. NinjaDEX cannot recover lost credentials.
• Regulatory treatment of tokens, bonds-style products, and DEX activity can change and may restrict your access.

Nothing on the website or in the app is investment, legal, tax, or financial advice. You should take independent advice if you need it. You use the Services at your own risk.

The Open App is designed around user-controlled wallets. You are solely responsible for wallet software, network fees, transaction confirmation, and safeguarding private keys. NinjaDEX does not custody your assets unless a specific product later says otherwise in writing. On-chain activity is public.

You agree not to:

• Break applicable law, including fraud, money laundering, or sanctions evasion.
• Interfere with the website, app, smart contracts, or other users.
• Misrepresent protocol parameters, verification data, or governance status.
• Scrape, overload, or reverse engineer the Services except as allowed by law.
• Use the Services to market unapproved tokens or third-party schemes as if they were NinjaDEX products.

The NinjaDEX name, logo, site design, copy, and related marks are owned by NinjaDEX or its licensors. You may not copy or use them except to access the Services or with prior written permission. Protocol code, if published, is licensed only under its stated license.

The Services rely on public blockchains, wallets, RPCs, and other third-party infrastructure. Links, including Open App, are provided for convenience. We are not responsible for third-party sites, networks, or downtime. Your use of those services is under their terms.

The Services are provided “as is” and “as available.” To the fullest extent permitted by law, NinjaDEX disclaims warranties of merchantability, fitness for a particular purpose, uninterrupted access, and error-free smart contracts. Published rules, verification materials, and marketing copy can contain gaps or delays.

To the fullest extent permitted by law, NinjaDEX and its contributors are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, tokens, data, or goodwill, arising from the Services, Treasury Bonds, bNDX, NDX, YRF, or governance changes. Where liability cannot be excluded, it is limited to the greater of one hundred US dollars (USD 100) or the amount you paid to NinjaDEX (if any) for the specific service giving rise to the claim in the three months before the claim. Some jurisdictions do not allow certain limits; in those places, the limit applies only to the extent allowed.

We may update the website, app, protocol parameters, and these Terms. The “Last updated” date will change when we post a revision. Continued use after an update means you accept the revised Terms. Material protocol changes may also appear through the disclosed governance path.

For questions about these Terms, use the NinjaDEX website at ninjadex.org or the Open App at defi.ninjadex.org. Also see the Privacy Policy.